What if lenders were required to submit loan analysis forms showing a reasonable probability of repayment to a regulating or insuring agency before issuing mortgage loans? (or at least a computerized go/no-go program to minimize feedback delays)?
What if the government had been willing to invest even half of the proposed bailout amount into infrastructure improvements so that more people had jobs and the wherewithall to repay their loans (Does anyone remember Keynesian economics?)?
What if the government encouraged people to Buy American so that more of our capital and jobs stayed here and the dollar was worth more?
What if the government encouraged people to save money in the banking system by not taxing interest on savings accounts?
What if business management salaries were pegged to results in both directions so that they went down when the business did poorly as well as going up on increased profits?
What if U.S. imports carried higher duties that could be partially offset by purchases of our exports?
What if non-emergency government spending was required by law to be balanced by corresponding income?
What if banking and credit companies were legally barred from having fees and penalties that were not openly shown in the LARGE PRINT and proportional only to the amount of money specifically involved in the case of late amounts?
What if companies and banks could not disclose your personal information to others unless you specifically allowed them to (Opt IN, rather than Opt OUT)?
What if automobile companies could not promote "Flex-Fuel" or natural gas vehicles in any area where the alternate fuel was not readily available for purchase?
What if we all had to avoid complaining for at least one day per week (You would live longer.)?
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